[Remote] Sr. Wholesale Credit Analyst

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Note: The job is a remote job and is open to candidates in USA. Harley-Davidson Financial Services is a subsidiary of Harley-Davidson, Inc. that provides financial products and services to motorcycle enthusiasts and dealerships. The Senior Wholesale Credit Analyst will assess and monitor the financial viability and credit worthiness of complex business partners/customers, while also assisting in training new team members and identifying areas for improvement.


Responsibilities

  • Reviews and understands the corporate structure/ownership of the business partner/customers and affiliate companies, and ensures that all documentation in the file provides adequate security in accordance with applicable guidelines
  • Works collaboratively with an Account Manager on an assigned group of dealers to understand the Commercial business credit risk
  • Reviews and understands all Uniform Commercial Code information in the file, ensuring the Company maintains adequate access and priority to all collateral over other banks and lenders, etc
  • Reviews personal credit reports and Dun & Bradstreet reports for any signs of poor payment or other issues
  • Reviews and inputs the business partner/customers financial statement information into Moody’s Financial Analyst software and any other required databases for peer analysis
  • Reviews the internal payment performance of the business partner/customers
  • Analyzes all the above information and discusses with business partner/customers as needed throughout the year for risk assessment on an assigned number of accounts as well as more formal credit memorandums that are approved by applicable authority
  • Reviews and makes recommendations on a daily basis for pending orders that take the business partner/customer above their approved credit line; on temporary or seasonal credit line increases, as well as used credit lines; and throughout the year on various structure changes that may affect Company documentation requirements
  • Protection of information and compliance with the law are paramount. Protecting employee, customer, and corporate information is everyone's responsibility at Eaglemark Savings Bank. All employees must follow established safeguards, including policies regarding data protection, segregation of duties, and access to information based solely on business need. Further, it is the responsibility of all employees to maintain awareness and understanding of relevant laws, regulations, internal policies and procedures, and to comply with all of them

Skills

  • High School Diploma or Equivalent Required
  • Typically requires a minimum of 5 years of related experience
  • 5 years related experience in commercial credit, finance, banking, accounting, or other business field required
  • Professional written and communication skills required
  • Knowledge and proficiency in MS Office applications, as well as other computer skills required
  • Specific knowledge of financial statement analysis, concepts of accounting preferred

Benefits

  • Annual bonus programs
  • Health insurance benefits
  • A 401k program
  • Onsite fitness centers and employee stores
  • Employee discounts on products and accessories

Company Overview

  • In 1903, out of a small shed in Milwaukee, Wisconsin, four young men lit a cultural wildfire that would grow and spread across geographies and generations. It was founded in 1903, and is headquartered in Milwaukee, Wisconsin, USA, with a workforce of 5001-10000 employees. Its website is http://www.harley-davidson.com.

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