Pricing Actuary - Property Insurance

May 28, 2026

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Trusted Resource Underwriters Exchange (“TRUE”) is a reciprocal insurer established in 2020 to serve homeowners in storm-prone regions of Florida and other parts of the country. At the end of 2023, Gallatin Point Capital acquired a majority stake in the attorney-in-fact for TRUE and raised over $1.25 billion of committed capital, enabling TRUE to not only provide more underwriting capacity in Florida, but also allow it to strategically expand its homeowners product offering and footprint nationally. TRUE utilizes a partnership distribution model through new and existing partnerships as it enters a new phase of exciting growth. Our growing product and pricing team is looking for talent with a curious and analytical mindset, someone excited to be part of a fast-moving start-up environment where you can get excited about building something new and develop your skills while you grow your career. If you are eager to learn all about homeowners’ insurance and ready to jump enthusiastically into a variety of initiatives to drive our mission and strategy, you possibly share the same passion and drive with us. Job Description The Pricing Actuary will lead new state product launches and rate revisions for existing Homeowners insurance programs. This role is responsible for developing best-in-class Homeowners insurance product that supports profitable growth while ensuring regulatory compliance. The Pricing Actuary will report to the Director of Actuarial Services and play a key role in shaping product performance and market expansion. Primary Accountabilities <ul style="margin-bottom: 0in; margin-top: 0px;"> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Lead rating plan development for new state entries in support of the company’s growth strategy, including preparation of rate filings and supporting materials to facilitate timely approval from Departments of Insurance (DOI).</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Oversee the rate review process for existing states by analyzing performance, identifying enhancement opportunities, and incorporating competitive intelligence.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Develop and present rate change recommendations to Product Management and senior leadership.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Partner with Product Management to implement rate revisions and ensure successful and timely regulatory approval.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Monitor industry trends, regulatory developments, and advancements in Homeowners pricing methodologies; proactively identify strategic business opportunities.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Perform ad hoc actuarial analyses to support business needs and decision-making.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Mentor and develop junior actuarial analysts, providing guidance, training, and technical oversight. </li> </ul> Qualifications & Skills <ul style="margin-bottom: 0in; margin-top: 0px;"> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Deep understanding of Homeowners insurance products, including rating structures, underwriting practices, and state-specific regulatory requirements. California Homeowners experience is a plus.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Strong expertise in catastrophe modeling, reinsurance structures, and their implications for pricing.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Demonstrated analytical and quantitative skills, with a proactive and critical-thinking mindset.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Ability to work independently, lead projects, and solve complex problems while exercising sound judgment on escalation.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Excellent communication and collaboration skills, with the ability to effectively partner across cross-functional teams.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Advanced proficiency in VBA, SQL, Python, or R.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Minimum of 7 years of actuarial experience, preferably in Homeowners ratemaking and product support; prior people management experience is a plus.</li> <li style="margin: 0in 0in 0in 0px; font-size: 12pt; font-family: Aptos, sans-serif;">Associate or Fellow of the Casualty Actuarial Society (ACAS or FCAS).</li> </ul> The position is remote, but we offer the opportunity to collaborate and work in an office environment in Boston, MA, or St Petersburg, FL, if preferred.

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